Terms and Conditions

1. Introduction & Acceptance of Terms

Welcome to Covilakam Astrology (also known as Kovilakam Astrology / കോവിലകം ജ്യോതിഷം), accessible at https://covilakamastrology.com. These Terms and Conditions govern your use of our portal, including the booking of personal Vedic astrological consultations, purchase and dispatch of Vedic astrology books, and digital ordering/download of personalized Jathakam (Horoscope) PDF reports directed by DR. E. K. Raja Varma (Vidya Vachaspathi in Vedic Astrology, Gold Medalist & Ph.D.).

By accessing our website, placing an order, or booking a consultation, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions in full. If you do not agree with any part of these terms, please do not use our services.

2. Description of Services & Products

• Personal Astrological Consultations: One-on-one astrological guidance conducted via WhatsApp, voice call, video call, or in-person sessions based on traditional Kerala Parashara and Ashtamangala Prasnam methodologies.
• Digital Jathakam PDF Reports: Bespoke horoscope calculation documents generated using ancient astronomical and algorithmic principles, containing Rasi, Navamsha, and 25-year Dasa-Bhukthi timelines.
• Vedic Astrology Books: Printed physical publications authored and published by DR. E. K. Raja Varma and Covilakam Vedic Publications, dispatched via Indian postal/courier services.

3. Pricing & Currency

All prices for consultations, physical books, and digital reports are clearly displayed on our website in Indian Rupees (INR - ₹) and are inclusive of all applicable statutory taxes. We reserve the right to revise our fee structure at any time without prior notice, provided that confirmed orders will be honored at the price quoted at the time of purchase.

4. Payment Processing via Razorpay

We have partnered with Razorpay Software Private Limited, a PCI-DSS Level 1 compliant payment gateway, to provide secure, encrypted online payments. By initiating a payment, you agree to:

• Pay using legitimate payment instruments (UPI, Google Pay, PhonePe, Debit Cards, Credit Cards, or NetBanking).
• Ensure sufficient funds or credit balance at the time of transaction.
• Acknowledge that Covilakam Astrology does not store, process, or view your sensitive card numbers, CVV codes, or UPI MPINs on our servers.

5. Nature of Astrological Guidance & Disclaimer

6. Accuracy of Birth Information Provided by Customer

Accurate astrological calculations strictly depend on the correctness of the Date of Birth, Exact Time of Birth, and Place of Birth provided by the client. Covilakam Astrology is not responsible for predictive discrepancies arising from erroneous, estimated, or unverified birth data entered by the customer.

7. Intellectual Property Rights

All content on this website, including book manuscripts, cover artwork, proprietary calculation scripts, Jathakam formats, articles, and brand logos, is the exclusive intellectual property of DR. E. K. Raja Varma and Covilakam Astrology. Unauthorized reproduction, distribution, scanning, or commercial reselling is strictly prohibited under the Copyright Act, 1957.

8. Governing Law & Dispute Jurisdiction

These Terms and Conditions shall be governed by and construed in accordance with the substantive laws of India. Any disputes, claims, or controversies arising out of or relating to your use of this portal or services shall be subject to the exclusive jurisdiction of the competent civil courts in Kerala, India.